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Stated Income Commercial Real Estate

Can a Stated Income Loan Help Your Business?
Flexible financing is important for growing your business. While traditional loans are often helpful, they are usually designated for specific purposes and only allow you to grow your company in specific ways. A stated income commercial real estate loan is an alternative type of financing that gives you complete control over how you spend the money you receive. PBL Consulting offers competitive stated income loans to help businesses of all types and sizes thrive.

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How Is a Stated Income Loan Different From Other Types of Financing?

You may use the funds from a stated income loan in any way that will enrich your company. While this flexibility is the most obvious difference between stated income and traditional loans, the former avenue of financing also has two other differences that make it a valuable tool for new and struggling businesses. Stated income loans are easier to qualify for because they focus on property value instead of credit history. They also require minimal paperwork, so they are usually approved more quickly than other types of financing.

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What Are the Advantages of a Stated Income Loan?

Most people choose to apply for stated income loans because of their flexibility. PBL Consulting offers the following additional advantages to qualified borrowers.

  • W-2 and self-employment documentation

  • Large loan amounts up to $500,000

  • Terms of up to 25 years with fixed rates

  • Freedom to enrich your business in any way

  • Up to 75% LTV for mixed-use and multi-family properties

  • Up to 70% LTV for investment and owner-occupied properties

  • Up to 65% LTV for commercial properties such as warehouses, office buildings and storage facilities

Contact Us

PBL Consulting is ready to offer you a stated income commercial real estate loan that can help your business thrive in the competitive marketplace. Contact us today to see if this avenue of financing is right for you. We can customize a loan solution to fit your specific needs.

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